ZIP 19904 — Dover, Delaware
ZIP 19904 covers Dover's state capital and Dover AFB proximity corridor at $250K-$500K within Kent County's 2024 revenue-neutral reassessment framework, with VA-loan-concentrated military demand and government employment creating year-round absorption. Own Luxury Homes® connects buyers to specialists with 19904 VA-loan transaction documentation.
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ZIP Code Overview
ZIP 19904 covers Dover's state capital and Dover AFB proximity corridor — $250K-$500K VA-loan-concentrated, government-employment-anchored market within Kent County's clean post-reassessment tax environment. The ZIP's dual demand anchors — AFB PCS cycles peaking July-August and legislative-session employment demand January-June — create year-round absorption velocity unusual for a mid-size Delaware city.What You Need to Know
ZIP-Level Specificity. Real estate markets within a ZIP code can vary significantly by street, school boundary, and proximity to commercial corridors. Buyers using ZIP-level data should drill to the parcel level for tax assessment, school district attribution, and flood zone designation before modeling carrying costs.Tax Verification. Delaware's tri-county reassessment timeline means ZIP-level tax disclosures may reflect 1983, 2024, or 2025 assessed values depending on the county. Confirm the applicable assessment year at the parcel level before modeling carrying costs.
Markets in This ZIP
Dover city guide | Military relocation — Dover AFB | Noble's Pond | Kent CountySpecialist match
Frequently Asked Questions
What does Kent County's post-reassessment tax environment mean for 19904 buyers?
Kent County's 2024 revenue-neutral reassessment rolled rates from $0.36 to $0.0572 per $100 — the most stable reassessment outcome in Delaware. 19904 buyers closing today know their forward-year property tax with confidence. That certainty is particularly valuable for military buyers on fixed BAH income and government employees on fixed salary — both buyer profiles need predictable carrying costs to qualify reliably for mortgages.How does VA loan prevalence in 19904 affect sellers?
VA loans are the predominant financing vehicle for Dover AFB buyers in 19904's $250K-$450K range. VA appraisals apply minimum property condition standards — mechanical systems, water heater, roof condition, well/septic status — that can produce additional required repairs during the transaction. Sellers who pre-address likely VA inspection items before listing avoid the transaction complication of post-offer repair negotiations.The introduction Own Luxury Homes® makes is to a specialist with documented closing history in your specific market — not the county, not the metro, the submarket you're actually buying in. That's the standard we verify before your name goes anywhere." — Ryan Brown, Principal Broker & CEO, Own Luxury Homes® (FL License BK3626873)